Author Archive

Tammy Flanagan

Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.

For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.

Benefits

Health insurance options for veterans

There are lots of choices, especially for those who have joined the civilian federal workforce.

  • By Tammy Flanagan
Retirement

The benefits of working after retirement

Does an encore career suit you? For many feds, it's the logical next step ...

  • By Tammy Flanagan
Retirement

For some, retirement just means a different kind of work

One path to financial security is to continue earning money after your federal career ends.

  • By Tammy Flanagan
Retirement

Big COLA boost for retirees

High inflation at least means a boost in federal retirement benefits, though in fact the increase just barely keeps pace with retail prices.

  • By Tammy Flanagan
Financial Planning

Farewell to a giant in retirement reporting

Mike Causey’s life and legacy. 

  • By Tammy Flanagan
Retirement

Rules and requirements for federal retirement

Tammy Flanagan shows us that some dates to retire are a better choice than others, depending on the employee.

  • By Tammy Flanagan
Retirement

Retiring young can cost you

What a difference two years makes. Tammy Flanagan spells it all out for you.

  • By Tammy Flanagan
Retirement

Before & after retirement: To-do list

From Tammy Flanagan, some key tips on navigating the periods sandwiched around your retirement date.

  • By Tammy Flanagan
Retirement

Getting ready to retire at the end of the year

Tammy Flanagan advises: Now’s the time to start.

  • By Tammy Flanagan
Retirement

Higher inflation at least means higher COLAs

That’s generally true for federal retirees, but here it’s a bit more complicated.

  • By Tammy Flanagan
Financial Planning

Retirement: Providing for your survivors

Feds, you have a range of options for guaranteeing a source of income for others in the event of your death, as Tammy Flanagan explains.

  • By Tammy Flanagan
Featured eBooks
Retirement

What you need to know about Social Security and federal retirement

The latest on this key element of the government’s retirement package. 

  • By Tammy Flanagan
Retirement

A retirement journey, part 3: Health insurance issues

The third, and last, in a series from retirement expert Tammy Flanagan on one employee’s retirement experience.

  • By Tammy Flanagan
Retirement

A retirement journey, part two: the transition

The second in a three-part series from retirement expert Tammy Flanagan on one employee’s retirement experience. 

  • By Tammy Flanagan
Retirement

A retirement journey, part one: pre-retirement

The first in a series on one employee’s retirement experience. 

  • By Tammy Flanagan
Retirement

Second thoughts on retiring this year

Inflation makes a would-be retiree feel like a deer in the headlights.

  • By Tammy Flanagan
Retirement

Social Security, COLAs, earnings limits and more

Answers to reader questions on pressing issues. 

  • By Tammy Flanagan
Financial Planning

The difference between a COLA and a pay raise

And why you won’t get the full effect of either if you retire on Dec. 31, 2022.

  • By Tammy Flanagan
Retirement

Life insurance for retirees

The rules and options for continuing your coverage into retirement. 

  • By Tammy Flanagan
Retirement

Figuring out how much life insurance you need

The answer depends on several factors.

  • By Tammy Flanagan