Author Archive
Tammy Flanagan
Retirement Counseling and Training www.retirefederal.com

Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding their benefits. She runs her own consulting business at www.retirefederal.com and provides individual counseling as well as online training for the National Active and Retired Federal Employees Association, Plan Your Federal Retirement and the Federal Long Term Care insurance Program. She also serves as the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars.
For more retirement planning help, tune in to "For Your Benefit," presented by the National Institute of Transition Planning Inc. live on Federal News Radio on Mondays at 10 a.m. ET on WFED AM 1500 in the Washington-metro area. Archived shows are available on NITPInc.com.
Second thoughts on retiring this year
Inflation makes a would-be retiree feel like a deer in the headlights.
- By Tammy Flanagan
Social Security, COLAs, earnings limits and more
Answers to reader questions on pressing issues.
- By Tammy Flanagan
The difference between a COLA and a pay raise
And why you won’t get the full effect of either if you retire on Dec. 31, 2022.
- By Tammy Flanagan
Life insurance for retirees
The rules and options for continuing your coverage into retirement.
- By Tammy Flanagan
Figuring out how much life insurance you need
The answer depends on several factors.
- By Tammy Flanagan
When to leave to maximize your lump sum annual leave payment
Federal retirement expert Tammy Flanagan details the best dates to retire in the coming years to get the most out of what you’re owed for unused time off.
- By Tammy Flanagan
Why so many people retire at the end of the leave year
It’s all about lump-sum payments.
- By Tammy Flanagan
These agencies are trying to get better at providing retirement service
Three key organizations are working to better customer experience for federal employees and retirees.
- By Tammy Flanagan
Postal reform measure could affect all fed retirees health benefits
New law requires postal retirees to enroll in Medicare.
- By Tammy Flanagan