Financial Planning

When to leave to maximize your lump sum annual leave payment

Federal retirement expert Tammy Flanagan details the best dates to retire in the coming years to get the most out of what you’re owed for unused time off.

Need help with student loans?

A fed employee organization is partnering with a tech start up to help its members better manage student loan debt.

Thrift Savings Share Prices

Thrift Savings Share Prices as of November 15, 2021.

Retiring? That often means part-time work ...

Millions of retirees continue to work part-time, or go back to working after a break. A recent report offers a range of popular gigs for folks looking for some income, and even fun, after they leave the career track.

Feds to Congress: Fix the Debt Ceiling

Some fed organizations and unions are chiming in with warnings on the continuing standoff in Congress over the debt limit—and with the Treasury Secretary warning of possible trouble ahead, that worry is spreading among the federal community.

October: National Retirement Security Month

The awareness-raising event began as an effort to get government workers to put more thought into savings—but it has since morphed into a nationwide effort to get all Americans to do so. Congress has recognized the event every year since its inception.

Early retirement? For some, it makes sense

Most retirement advisors are very cautious, focusing on the need for adequate savings and pension to be on hand, before calling it a day at the office. This week, however, we talked with a popular advisor who focuses on less-discussed subjects: finding the courage to retire, and satisfying a continuing need for a full life with some adventure and joy.

Expert: COVID, inflation and what NOT to do with your TSP

The COVID pandemic and the tantalizing but uneven economic recovery so far this year have feds seeking advice about their retirement savings, including TSP. This week, Nathan Abse interviews Ann Ozuna—a retirement expert and advisor whose clientele is focused on federal employees. Ozuna's experience in the federal community included two decades as a fed herself, working as a retirement specialist with DOD and DOE.

TSP to offer sustainable funds

Federal retirees will have new choices for investing their retirement savings, those that support sustainable enterprises. But the option will not be available until next year.

Survey: TSP remains popular with feds

The latest survey of 5,500 Thrift Savings Plan participants shows that nearly 9 out of ten federal employees said they are happy with it, though satisfaction dipped a bit -- likely because of the fallout from the pandemic.

FERS vs. FECA: Best retirement option sometimes hard to call

Some injured or disabled feds may be better off not drawing from the Federal Employees Retirement System but instead electing to continue to draw disability pay under the Federal Employees’ Compensation Act program, a new Government Accountability Office report says.

Thrift Savings Share Prices

Thrift Savings Share Prices as of Aug. 13, 2020.

Thrift Savings Share Prices

Thrift Savings Share Prices as of Sept. 4, 2020.

TSP offers COVID-related loan options

Thrift Savings Plan is now offering temporary loan options for TSP participants affected by COVID-19.

Who’s the smartest investor?

Many federal workers, people with good jobs and good salaries are self-made millionaires. They did it by investing an average of 29 years in the C and S funds of their Thrift Savings Plan.

Connelly calls out administration interference in I-fund reversal

The Virginia congressman said concerns about the composition of the investment fund should have been to the Office of Foreign Assets Control, rather than to the Federal Retirement Thrift Investment Board.

Use this downtime to review your health insurance

No one knows how much premiums -- for the FEHB plan and elsewhere -- will be going up next year, but it could be a lot. And while that could impact most people, it doesn’t have to be that way.