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The federal government offers generous retirement plans, but they don’t run themselves. Getting the retirement you want requires careful review of your options, and flexibility to make changes. Unfortunately, it’s easy to make costly mistakes. Learn all about CSRS, FERS and the retirement benefits due to you as a federal employee by searching the topics under Retirement in the menu bar above.


  • Federal Benefits Q&A

    Question: I was a civilian federal employee from Sep. 4, 2012 to Nov. 1, 2015. I bought back three years of military time during the above time period. I re-entered civilian federal service Jan. 9, 2017. In looking at my LES, I noticed I was paying $107 in retirement as opposed to the $17 I paid in my previous stint. HR is telling me that I am enrolled in FERS-FRAE and am not eligible for my old retirement program. Over 20 years, this is a $40,000 to $60,000 issue. Do I have any options here?" View More

  • Federal Benefits Q&A

    Question: My wife started a new job. Taking in consideration my present premiums, co-pays, my high cost medication, etc. Her plan is about $400 cheaper. How long does she have (should I die) before she needs to sign up on my health insurance in order to carry it into retirement? View More


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