Premiums are negotiated annually between the Office of Personnel Management and each insurance carrier. The maximum government contribution is 72 percent of the weighted average cost of all plans, not to exceed 75 percent of the cost of any specific plan.
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All employees in the Executive Branch who are participating in the FEHB and whose pay is issued by an Executive Branch agency are eligible to have their premiums paid with pretax dollars.
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There are several threshold requirements for any such payments. You must have had 18 months of creditable civilian service and (except in cases of accidental death) your surviving spouse must have been married to you for at least nine months at the time of death, or be a parent of a child of the marriage.
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