Open Season: FEDVIP and related options for 2023 …

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Feds, go beyond FEHBP and take a good look at your FEDVIP options, too.

Most feds at this time of year know they have a limited-time chance to enroll or change their coverage among a range of health insurance options. After all, there’s a lot of publicity for Open Season.

But not all feds engage in a little research and comparative shopping to optimize both their coverage and their out-of-pocket cost. That’s a pity.

So, again, we at FederalSoup encourage you among our readers and site users to take advantage of this critical period—and the constantly-updated information resources about Federal Employees Health Benefits Program (FEHBP) available on our site, OPM’s site and elsewhere.

But that’s just the health insurance part of Open Season—FEHBP. And it’s important to note that even among those feds who do at least review their current picks and reevaluate whether they might be better off enrolling in new options for health insurance—for example, if they have moved, or their health condition has changed, or there’s another shift in their situation—fewer actually take a bit more time to check out a separate set of federal benefits: vision and dental plans.

Here’s the good news on FEDVIP for 2023: Year-over-year, it’s effectively the same for next year. So, feds and fed retirees, all you need to do here is take a moment, look over the programs and consider whether to change (or begin your enrollment in) the available plans for vision and dental coverage.

In addition, you should look over the specifications and decide your course of action on another very useful benefit, the related health spending accounts (HSAs) for federal employees.

Don’t neglect FEDVIP as part of your Open Season decisionmaking. As noted, it’s not complicated and there are very few substantial changes from last year.

As with other Open Season options, the deadline for acting is Dec. 12.

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