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NTEU: Through Dec. 14, members get Consumer’s Checkbook—free!

Feds have until Dec. 14 to elect their healthcare plan on the Federal Employees Health Benefits Program (FEHB) program—and even if you are happy with your current choice, it could pay off handsomely to check and choose an alternative.

So advises the National Treasury Employees Union—as does the National Active and Retired Federal Employees, as do certain other federal employee unions and advocacy organizations.

But NTEU has been especially dynamic in recommending that feds have a look at the latest offerings, crunch the numbers with respect to your family’s—perhaps changing—circumstances, and make an informed choice whether to stick with what you have or to go in a slightly new direction with your health insurance.

NTEU is offering its members a nice feature: Limited-time free access to a leading benefits expert advice site.

“Now through Dec. 14, NTEU members have free access to the Consumers’ Checkbook Guide to Health Plans for Federal Employees,” NTEU states in an announcement on its homepage. “This online tool can help you pick the right health care plan by comparing costs, looking at quality ratings and examining flexibility on issues like choice of doctors.”

Generally, as a fed if you don’t make a new choice, and are already enrolled, your current selection simply rolls over into next year. The cost of that selection will change however—meaning it will rise. Another reason to consult all the possibilities and really shop for your family’s best option, starting with a trip to the Office of Personnel Management’s open season page.

Be advised: the Dec. 14 deadline for making your FEHB choice holds also for the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS).

All federal unions have noted, and pushed back against, the current White House’s proposed zero raise for next year—in contrast to the massive familial costs of living through the pandemic and social disruption that’s come with it, and the rising costs of living, including health insurance!

“Current and retired federal workers will pay 4.9% more in health insurance premiums on average next year,” the American Federation of Government Employees complained recently, in a release about federal benefits Open Season and the rising cost burden on employees. “[This is] another in a series of rate hikes that has shifted costs onto feds and wiped out recent wage increases, putting government employees further behind.”

Bottom line message to feds: Consult the various online resources, and your financial advisor, and make an informed decision for your family’s health insurance and other benefits in 2021!

Reader comments

Fri, Dec 11, 2020 sam

Consumer's Checkbook is a good place for health plan advice. I've used it before.

Thu, Dec 10, 2020


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