FEHB will offer more plan options

The Office of Personnel Management has announced that the Federal Employee Health Benefits Plan can now offer more insurance plan options.

The agency said in a Federal Register notice that it is correcting an “asymmetry in the insurance market for federal employees and annuitants…” by allowing FEHB carriers to offer the same number and type of insurance plan options. 

Before the change, OPM’s  minimum standards for health benefits plans allowed certain plans to have two options and a high deductible health plan, while other plans could have three options of any type or two options and a high deductible health plan.

The new rule will allow all FEHB carriers to offer the same number and type of plans.

“This final rule will give FEHB enrollees more choices in selecting a health plan that best meets their family's health care needs,” the notice states.

The rule became effective April 28.

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Edward A. Zurndorfer Certified Financial Planner
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