Gov Career

By Phil Piemonte

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Mad at your health plan? Open season beckons...

Well, it’s almost that time gain—FEHBP “open season.”  Health insurance—again—is the big issue this year.

We have seen lots of gripes about increases in the employee share of health care premiums. Some folks’ plans have gone up the “average” 7.2 percent. Others plans are jacking up rates far more.

So—given that the rates have been posted for a couple of weeks, what are you people out there thinking of doing?

Will you switch plans? Or grit your teeth and keep the plan you’ve got?

The floor is open …

Posted by Phil Piemonte on Oct 27, 2010 at 4:02 PM


Reader comments

Sun, Mar 6, 2011 Sue Indiana

Yes, people who are HEALTHY love the HDHPs and HSAa. I did not have a choice to have a urostomy. It was that or die. Now I am forever tied to the outrageous expense of ostomy supplies which can be at the least over $200.00 a month. Plus I have had clinical depression since I was 13. To be able to function, I have to see a psychiatrist who charges $100.00 per 15 minutes for prescriptions. I am going to be forced to terminate my therapy sessions, which is too bad, because I was making some progress finally. I can't believe the INSENSITIVITY of those who are all happy about saving money because they have the LUCK of having good health. It is people like me who will be living in the street without my meds and I will be the on running down the street screaming like an idiot woman with pee constantly running down my leg. No matter how haughty people who are healthy or can afford the HDHPs and HSAs, you are the ones who have voted for this and more people than ever are going to suffer so you can be a TRUE AMERICAN and continue to think "good for me - screw the sick".

Tue, Feb 22, 2011

I am a retired federal employee and have BCBS Fed Employee Insurance. I did not take Medicare at 65 but now want to, but will be charged 10% for every year missed. It will cost me $150 a month for medicare and $187 plus $42 for medical and dental totaling $379 a month. I am a widow and live on a budget. This is too high for some who cannot afford to get Medicare. The government needs to look at that instead of penalizing retirees. No COLA for two years, but all the insurance plans raise their premiums. Government has gotten very greedy and some day they will pay for it. Really sad about this situation.

Thu, Nov 4, 2010 FT MC COY, WI

I AND OTHERS ARE LOOKING TO CHANGE WHAT WE PREVIOUSLY HAVE. MY WIFE HAS A GOOD POLICY FROM WORK AND I ONLY HAVE INSURANCE BECAUSE THE GOVMT SAYS I NEED TO HAVE CONTINUED COVERAGE FOR FIVE YEARS BEFORE RETIREMENT TO RETAIN MY COVERAGE. I FEEL BAD FOR THOSE WHO ARE JUST STARTING THEIR CAREER WITH THE GOVERNMENT .

Mon, Nov 1, 2010 Shirley Minnesota

Forgot to add that all preventive care is covered 100% by APWU as well. Like physicals, immunizations and the like.

Mon, Nov 1, 2010 Shirley Minnesota

I have had APWU for the last4-5 years and retired in 2007. Now I am eligible for Medicare and opted to not tke Part B, that being the one I would have to pay for. SS office argued with me but I called the office at APWU and they said they would pay the same as they do now I have the consumer driven option. They give you $2400 per year for two individuals and if you do not use it you can carry it over to the next year. Have not yet had to pay anything out of pocket for meds or doctor's visits. I don't go to the doctor much due to the fact I try to eat healthy and take supplements as well. My husband and I are both on blood pressure medication but that is all. Of course the insurance does not pay for supplements. Wish they would catch on that it keeps people healthier if you take reputable ones. You can use up to $800 for dental, out of that $2400 or eyeglasses. I do have Benefeds eyecare coverage as well. Cuts the cost of eyeglasses in half. The premiums for APWU are $189.37 again this year and haven't gone up in the last two years. Worth a look., Good luck!

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