Gov Career

By Phil Piemonte

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How are you coping with those creeping health care costs?

Once again, folks, yet another premier report shows the cost of health care spiking ever upward.
 
And, in the face of flat-lining salaries following the worst economic downturn since the Great Depression, the report shows America’s employees are paying a bigger and bigger share of these ballooning costs.

A recent report from the Kaiser Family Foundation shows total costs of the average single health care policy this year is $5,049 and, for a family policy, $13,770—an average boost of 5 percent and 3 percent in costs, respectively, over last year. 

More important, American employees are paying a larger share of this cost in their premiums—with federal employees’ specifically finding their FEHBP premiums rising even more—by about 8 percent for FY 2010. (For FY 2011, we have to wait on figures coming soon from OPM.)

“In the findings of the report, the average family contribution in America is $3,997 per year, versus $4,811 per year for a Blue Cross / Blue Shield [FEHBP] standard option policy,” Dan Adcock, legislative director at the National Active and Retired Federal Employees Association, told us. Single-person, private-sector employee health insurance policyholders pay an average of $900 a year as their share, versus the fed counterpart’s bill of $2,100.

Adcock added that the figures are just more evidence that the “spoiled fed” stories going around are “just not true.”

Feds have good healthcare options, and you get what you pay for.

But we’re wondering how those rising premiums (and not-so-little things like rising deductibles) are affecting your bottom line.

Posted by Nathan Abse on Sep 21, 2010 at 4:02 PM


Reader comments

Sat, Sep 25, 2010 Naperville,IL

I recently saw a dermatologist, just to get checked, no problems, & she did a very cursory check, shaved a teeny spot off my upper chest. The charge total was almost $8oo.oo-for less than ten minutes. I am flabbergasted. Health care costs are truly out of control!!

Thu, Sep 23, 2010

By trying to stay healthy, and not running to the doc for every little sniffle. What can you do? You can't go without insurance, in spite of what all the healthy 20-somethings think. Fed BCBS has good coverage (other than dental), but they ain't cheap.

Wed, Sep 22, 2010 Jean Lake Havasu Arizona

I have been trying to get an answer to a question that I have been asking for 2 years. My BCBS premiums keep increasing and the government (who I retired from) pays a good portion of the premium but now that I am on Medicare and BCBS is secondary, why do the premiums continue to increase and the govern't portion is $400 in addition to my premium. Medicare is primary. Why, Why, Why????

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