Information on Federal Benefits from the Federal Employees Almanac


Chapter 5, Section 8: Medicare

Medicare is a health insurance program for people ages 65 or older, people with end-stage renal disease (permanent kidney failure requiring dialysis or a transplant) and some people with disabilities under age 65.

Chapter 6, Section 5: Leaving Your Money in the TSP

After you leave federal service, you can leave your entire account balance (as long as it is $200 or more) in the TSP until April 1 of the calendar year after you reach age 701⁄2 or the year following the year you separate from federal service, if later, subject to the restrictions described below.

Chapter 7, Section 1: Benefits Impact of Divorce

Special rules and procedures apply to divorce and similar proceedings involving federal and postal benefits

Chapter 7, Section 2: Impact on Retirement Benefits

In the event of a divorce, separation, or annulment, the most common ways that the courts divide a federal worker's retirement benefits are awards to the former spouse of payments from a retiree's monthly annuity, a portion of an employee's refund of retirement contributions, and rights to a survivor annuity

Chapter 7, Section 3: Impact on Health Insurance Coverage

A former spouse who is awarded a portion of a CSRS or FERS annuity or a survivor annuity by a qualifying court order, even though the benefit is not yet payable, may be eligible to enroll for health benefits coverage under the FEHB program.

Chapter 7, Section 4: Impact on Life Insurance Coverage

The Office of Federal Employees' Group Life Insurance (OFEGLI) must pay benefits in accordance with the terms of a valid court decree of divorce, annulment, or legal separation, or the terms of a court order or court-approved property settlement agreement relating to such a court decree, regardless of whether the insured individual actually completes a designation complying with the court order

Chapter 7, Section 5: Impact on Thrift Savings Plan Accounts

A TSP account can be divided by a court decree of divorce, annulment, or legal separation, or a court order or court-approved property settlement agreement incident to such a decree.

Chapter 7, Section 6: Garnishment for Child Support or Alimony

To enforce alimony and child support obligations, the salaries of federal and postal employees, as well as retirees' annuity payments and Social Security benefits, are subject to garnishment, under Section 659 of Title 42, United States Code.

Chapter 7, Section 7: References

The provisions of law that govern CSRS benefits are in Sections 8341, 8342, 8345, and 8346, of Title 5 of the U.S. Code. The law governing FERS benefits is in Sections 8401, 8424, 8445, 8467, and 8470 of Title 5. The regulations covering both CSRS and FERS benefits are in Part 838 of Title 5, Code of Federal Regulations.